In a large skillet, heat a tablespoon of oil over medium heat. Add the diced onion and garlic, cooking until fragrant and the onion is translucent.

Add the ground beef to the skillet and cook until browned, breaking it up with a wooden spoon.

Once the beef is cooked, sprinkle in the cumin and chili powder.

Stir in the black beans and corn, mixing well.

Mix in the salsa and season with salt and pepper. Allow to simmer for about 10 minutes.

Sprinkle the shredded cheese on top and cover the skillet. Let it melt for a few minutes.

Transfer the mixture to a serving dish and garnish with fresh cilantro.